Borrowing money always comes with a cost. In most cases, this is an interest rate, often expressed as an annual percentage rate 

If you want to outbid other buyers on the house – a cash offer will catch the seller’s attention for sure, but you will need to make a competitive offer.

We’ve created a list of the most essential things to consider while moving to a new home and would like to share it with you.

There are closing costs, property taxes, ongoing repairs, and maintenance as well. That’s a lot to take on. 

What does this mean for you? Here’s what you need to know about refinancing your mortgage when interest rates rise.

Maybe you’ve seen a “For Sale” sign with the words “In Escrow” at the top and wondered, “What the earth does it mean?”. Let’s take a deeper look at escrow to learn more about it

While reviewing a borrower’s loan application for a new mortgage, lenders should verify the payment history of a previous one. All lenders want to see a borrower payment history.

For example, the Internet Crime Complaint Center of the Federal Bureau of Investigation reported around 13 thousand victims of rental or real estate fraud in 2020

Nowadays, it seems that everyone has a good credit history, and every day you hear that someone just qualified for a home loan getting a low rate.

Many people have experienced financial difficulties in the past, which resulted in a collection, charge-off, or judgment appearing on the credit report.

Down payment and closing cost assistance programs are also available, but only if your income and loan amount is within limits. There several options that you might not have considered yet