Bank Statement Program for Self-Employed
Get pre-approved in minutes using LBC Mortgage.
No tax returns or W2 required.
No tax returns or W2 required.
Take a closer look at what we have
Check our absolutely unique programs and become a homeowner in no time
- Bank Statement Program for Self-employedIt was created for people, who can show a good cash flow on their business. And they shouldn't provide any income documents as well!
All they need is to be self-employed for two years.
Also, we will use their gross deposits as income and average it over the 12 months. Down payment only 10%.1 - DSCR Program for Investors Home LoansIt doesn’t require to show any income docs, employment or income info don’t have to be disclosed on the application too.
No 1040’s or W-2
To qualify for the investment property rent, property rent has to cover expenses on the property. All we want is a minimum FICO score of 640 and a 20% down payment.2 - No-Doc ProgramThe easiest way to get a loan on the mortgage market.
We don't require any documents, no taxes, no CPA letter, and no job info.
All you need to do is put a minimum 20% down payment and show us that you have money in reserves for 3-6 months to pay the mortgage.
Also, 100% gift is allowed in this program too. Minimum FICO 6403 - VOE ProgramThat's the Verification of Employment Program which was created for people who work on W2.
Instead of showing taxes, W-2, and pay stubs - all you need to do is to show verification of the employment form.
To qualify for this program, you should work for the same company for a min of two years and put a minimum down payment of only 15%4
Discover more in video
Importance of planning your mortgage journey.
How does the No Doc program work?
Here is what our clients say about us:
- Galina S.Los Angeles, CALBC Team is now our Number One Team! Their service was impeccable!
We really appreciated the detailed explanations and daily reminders throughout the whole process. Covid made a lot of things overwhelming and LBC team guides us through a process that eliminated a lot of stress and intimidation. The communication from the first call I placed to Alex, to the final loan doc signing was headache free. It was a pleasure to work with this team ... - Lora K.
Los Angeles, CA
We purchased our first house with LBC Mortgage and after 8 months were able to refinance the property. Easy paperwork processing, very responsive and reliable LBC Mortgage team made our experience pleasant and efficient. Highly recommended firm! Trustworthy people! We are so grateful to all and everyone: Alex, Eugenia, Anastasia, Ani and others!!!! Thank you so very much for making our dream true! - Marat S.Encino, Los Angeles, CAI would like to express my gratitude to the LBC Mortage team and personally to Alexander Shekhtman. I turned to Alexander about buying a home: Alexander and his team supervised the whole process very professionally. Personally, in working with LBC Mortgage i liked the punctuality, delicacy and professionalism - any question, any incomprehensible place, was immediately explained and covered. I wish success and good luck to the Agency and its employees in their future work!
What is LBC Mortgage?
LBC Mortgage has begun as a small company back in 2008, focusing on residential mortgages, hard money lending, purchase money loans, and FHA Financing for California residents.
In time, we managed to establish a reputation as a trustworthy provider of comprehensive real estate services and became leaders in our field in the State of California.
Customer Support
© Copyright 2022 by LBC Mortgage. NMLS #236317 Cal DRE #01461773. All Rights Reserved.
4605 Lankershim Blvd #421, North Hollywood, CA 91602
